Protect your ride
Members save 10% on British Cycling bike insurance by Bikmo
Even the best riders can hit some bad luck, from a simple pothole, to an opportunist thief. Plus, not all home insurance will cover your bike away from home. Designed by cyclists, for cyclists, British Cycling bike insurance by Bikmo offers hassle-free policies, so you can ride more and worry less.
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Designed for all types of riding
Covers you for many events
Exclusive prices for British Cycling members
50%** multi-bike savings
25%* lower premium for electric bikes
14 days free insurance^ on new bikes
All you need to get a quote is your postcode, bike(s) values and your British Cycling membership number.
Bikmo cover levels
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CLIK |
PROTECT |
PROTECT-R |
| For riders looking to protect themselves from theft. | For members looking for all-round cover including most events. | For riders who need cover for competitive road and crit racing too. |
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Benefits • Theft only • Clothing & headgear cover • Accessories cover • 365 day worldwide cover • Bike box cover • Returning home cover • Alternative cycle hire cover + Much more |
Benefits • Theft & accidental damage • Clothing & headgear cover • Accessories cover • 365 day worldwide cover • Bike box cover • Returning home cover • Alternative cycle hire cover + Much more |
Benefits • Theft & accidental damage • Clothing & headgear cover • Accessories cover • 365 day worldwide cover • Bike box cover • Returning home cover • Alternative cycle hire cover • Road, criterium & circuit racing • Race fee cover + Much more |
Got a new bike in the last 7 days?
Claim your 14 days FREE insurance^ on all new bikes, with no payment details or cancellation required, so you can focus on enjoying your first miles with total peace-of-mind.
Frequently Asked Questions
How do I apply my British Cycling discount?
The British Cycling member discount is automatically applied to all policies purchased via the above links to Bikmo's dedicated British Cycling page.
What events do I need the PROTECT-R policy for?
A PROTECT-R policy covers you for road racing, closed circuit racing and crit/criterium racing, plus all events included in a PROTECT policy. For a full list of events click below.
Do you offer personal accident & public liability cover?
Bikmo policies purchased through British Cycling don't include personal accident or public liability cover, but you get these benefits already as a British Cycling Member or Premium Member.
Does everyone in my household need to be a British Cycling member?
No, only the Bikmo policy holder needs to be an existing British Cycling member. They can insure all the bikes in their household under one policy, regardless of other members of the household having a British Cycling membership or not. All they need to get a quote is your postcode, bike(s) values and your British Cycling membership number.
Why Bikmo?
Quick and reliable
Making an online claim is easy and Bikmo typically settle claims within 1-3 days.
Supports local
Bikmo can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.
They ride too
Their sole focus is helping people ride more. Everyone at Bikmo loves riding bikes too.
Not convinced? Compare dedicated cycle insurance using the table here.
*Minimum premium £3.73/mo and policy wording applies. This promotion is provided by Bikmo Ltd, Glendale House, Sandycroft
Industrial Estate, Flintshire CH52QP who are authorised and regulated by the Financial Conduct Authority ref. 745230. **Discount applies to lowest value bike(s) ^Activation required. Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.