Three gravel riders having a rest and chatting

Protect your ride

British Cycling bike insurance by Bikmo:

 

Even the best riders can hit some bad luck, from a simple pothole, to an opportunist thief. Plus, not all home insurance will cover your bike away from home. Designed by cyclists, for cyclists, British Cycling bike insurance by Bikmo offers hassle-free policies, so you can ride more and worry less.

 

  • • Exclusive discounts as a British Cycling member

  • • Theft and accidental damage cover options for your bike(s) clothing and accessories

  • • 365 worldwide cover, with competition and race fee cover options

 

 

Exclusive benefits for British Cycling members

 

  • • 10%* discount on hassle-free cycle insurance

  • • 25%* saving on e-bike policies compared to regular bikes

  • • 50%** discount when insuring multiple bikes, so the whole family can be insured on one policy

 

All you need to get a quote is your postcode, bike(s) values and your British Cycling membership number.

 

 

Bikmo cover levels

CLIK

PROTECT

PROTECT-R

For riders looking to protect themselves from theft. For members looking for all-round cover including most events. For riders who need cover for competitive road and crit racing too.

Benefits

• Theft only

• Clothing & headgear cover

• Accessories cover

• 365 day worldwide cover

• Bike box cover

• Returning home cover

• Alternative cycle hire cover

+ Much more

Benefits

• Theft & accidental damage

• Clothing & headgear cover

• Accessories cover

• 365 day worldwide cover

• Bike box cover

• Returning home cover

• Alternative cycle hire cover

+ Much more

Benefits

• Theft & accidental damage

• Clothing & headgear cover

• Accessories cover

• 365 day worldwide cover

• Bike box cover

• Returning home cover

• Alternative cycle hire cover

• Road, criterium & circuit racing

• Race fee cover

+ Much more

Select CLIK

Select PROTECT

Select PROTECT-R

 

Got a new bike in the last 7 days?

 

Claim your 14 days FREE insurance^ on all new bikes, with no payment details or cancellation required, so you can focus on enjoying your first miles with total peace-of-mind.

Frequently Asked Questions

How do I apply my British Cycling discount?

The British Cycling member discount is automatically applied to all policies purchased via the above links to Bikmo's dedicated British Cycling page.

What events do I need the PROTECT-R policy for?

A PROTECT-R policy covers you for road racing, closed circuit racing and crit/criterium racing, plus all events included in a PROTECT policy. For a full list of events click below.

Events covered

Do you offer personal accident & public liability cover?

Our British Cycling policy doesn’t include personal accident or public liability cover. As a British Cycling Member or Premium Member you automatically benefit from this cover.

Does everyone in my household need to be a British Cycling member?

No, only the Bikmo policy holder needs to be an existing British Cycling member. They can insure all the bikes in their household under one policy, regardless of other members of the household having a British Cycling membership or not. All they need to get a quote is your postcode, bike(s) values and your British Cycling membership number.

 

Why Bikmo?

Quick and reliable

Making an online claim is easy and we typically settle claims within 1-3 days.

Supports local

We can replace or repair through your chosen bike shop with no claim excess. Good for you, and your local.

We ride too

Our sole focus is helping people ride more. Everyone here loves riding bikes too, so this comes naturally to us.

Not convinced? Compare dedicated cycle insurance using the table here.

*Minimum premium £3.73/mo and policy wording applies. This promotion is provided by Bikmo Limited, 1 Minerva Court, Minerva Avenue, Chester, CH1 4QT, who are authorised and regulated by the Financial Conduct Authority ref. 745230. **Discount applies to lowest value bike(s) ^Activation required. Activate your policy within 7 days of purchasing or receiving your bike. Cover only begins once activated.